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About us

Helping people with debt.

Anyone can get into financial difficulty. In fact, many of us are just one financial emergency away from serious money worries.

At Creditfix, we’ve helped over 250,000 people get out from under serious debt, and we believe in treating every client with empathy, understanding, and integrity. We tailor our support to your circumstances, and always have your best interests at heart.

Working alongside our sister company Carrington Dean – Scotland’s leading debt help company – we offer debt solutions and guidance that changes people’s lives. And we’re there for you every step of the way.

Debt relief in just four simple steps

Living with debt is hard, so we try to keep things simple.

1. Get started

Use our easy online debt assistant to see how much debt you could write off.

2. Speak to a debt expert

Talk through all your options with one of our fully trained debt specialists.

3. Choose your plan

Select the right plan for you based on your circumstances and the advice given.

4. Feel like you again

Focus on enjoying life, safe in the knowledge you’re on the road to debt free.


The number of people we’ve helped deal with their debt


The number of people we helped with an IVA in 2021


The amount we raised for our chosen charities


The number of employees working under the Creditfix banner


The number of offices we have across the UK, including Glasgow, Manchester, and Carlisle


The single biggest provider of Individual Voluntary Arrangements in the UK

What makes us different

There are a lot of debt relief companies in the UK, but none quite like Creditfix. Here’s why we’re uniquely qualified to help you on your journey to a debt free future.

You’ll be in good company:

We’re the UK’s biggest IVA provider. We’ve helped more than 250,000 people deal with their debt.

You’ll have our undivided attention:

We offer seven-day debt help. Whatever you need, whenever you need it, we’ll be around.

You’ll be more than just a number to us:

Our job is to listen to you, understand your situation, and recommend a debt plan that suits your circumstances.

In it for the long haul

Our single biggest objective is to get our clients into an arrangement that suits their circumstances and allows them to deal with their debt. But our responsibility doesn’t end when your arrangement starts.

Once you’re in an arrangement, we’ll be there to support you with advice on managing your payments, changes in your circumstances, or updating your agreement.

Even when your arrangement comes to an end, we can help you rebuild your credit score, get a mortgage, save money on your utilities, and improve your overall financial situation. Dealing with problem debt takes time, and we’re happy to support you for as long as you need us.

Interested in working for Creditfix?