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5 lessons we can learn from Christmas films article
5 lessons we can learn from Christmas films article

With the festive season in full swing chances are you’ve already curled up to enjoy your favourite Christmas movie. 

Yes, it’s the most wonderful time of year for feel good films that make us not only laugh and cry but also teach us valuable lessons – especially when it comes to our finances.

Don’t believe us? Check out our top five festive films with important financial lessons to remember all year around.

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1. It’s a Wonderful Life

Lesson: A financial emergency could change everything

When it comes to timeless Christmas films, Frank Capra’s It’s a Wonderful Life tops the list.

The 1946 classic tells the tale of George Bailey, a frustrated businessman from the quaint town of Bedford Falls. 

Following an unexpected financial event at the hands of town Scrooge, Mr Potter,  George’s life is thrown into turmoil, forcing the building and loan man to decide life would be better for everyone if he ended it all.

However, thanks to the love and prayers of his friends and family, as well as a helping hand from angel in training Clarence Oddbody, he soon learns: “No man is a failure who has friends.”

It’s a Wonderful Life offers an important lesson in knowing where to turn should an unexpected event lead to a financial emergency. Whether you speak to family and friends, or seek specialist support from a company like Creditfix, help is always available. 


2. National Lampoon’s Christmas Vacation

Lesson: Don’t plan your financial future on things you can’t control 

All Clark Griswold’s wants is to plan the perfect holiday for his family but things just don’t go his way.

From being trapped in a freezing attic to unexpected visits from eccentric cousins, not to mention the chaos of Christmas decorations, everything seems to go wrong for our leading man. 

The real kicker, though, is when Clark discovers his anticipated Christmas bonus is replaced with a year’s subscription to the Jelly of the Month Club – putting an end to his dream of building his family’s new swimming pool.

Clark’s frustration serves as a reminder that bonuses may not meet expectations; they could fall short or, as in Clark’s case, manifest as an undesirable gift. 

Put simply, don’t make plans based on things that are out of your control. 


3. How the Grinch Stole Christmas

Lesson: There’s no need to go over the top

We all know the story, right? No matter whether you’re a fan of Jim Carrey’s fuzzy green creature or Benedict Cumberbatch’s animation, the black-hearted Grinch from Mount Crumpit hates all things Christmas.

On the other end of the spectrum is the Whos from neighbouring Whoville. Known for their love of all things Christmas, bigger is always better when it comes to their celebrations.

Tired of their over the top antics and his hatred of the festive season, the Grinch decides to stop Christmas from coming to unsuspecting Whos by swiping the decorations and stealing all the presents. Then again, what else do you expect from someone who’s heart is two sizes too small…

However, the Grinch eventually has a change of his tiny heart and realises: “Maybe Christmas doesn’t come from a store. Maybe Christmas, perhaps, means a little bit more.”

So what’s the lesson here? You don’t need to go over the top to make Christmas special. Set yourself a budget for presents, decorations, nights out and food and make the most of the season without worrying about a financial hangover in the new year.


4. Home alone

Lessons: Don’t panic if things don’t go to plan and always protect your assets

OK, so before we begin with this one let’s get something out of the way first. The most important lesson we can take from Home Alone is not to get so caught up in Christmas plans that you forget your eight-year-old.

However, Kevin’s antics of protecting his home from gormless burglars Harry and Marv teaches us not one but two lessons.

Firstly, if things don’t go your way it’s important not to panic. In Kevin’s case it’s about surviving while his parents jet off to Paris but it’s equally as important for those of us who find ourselves off course with our finances. If you’re worried about your financial situation, take a moment to review your income and outgoings and look for professional help.

Secondly, protecting your assets is important. Now we are in no way advocating setting up Kevin-inspired security measures to keep your home safe, however, if you’re struggling with debt and concerned creditors may take collection action, it’s important to seek expert guidance as soon as possible.


5. The Holiday 

Lesson: Be the lead in your own life 

“Always be the leading lady of your own life.” Those are the immortal words of Arthur Abbot, the unsuspecting star of 2006 Christmas classic The Holiday.

And while the adorable elderly gent is encouraging Kate Winslet’s character, Iris, to put herself first in her love life, there’s a lesson in there for us all.

Our lives can only change if we take the lead and charge ourselves. If you’re worried about your finances, it’s important you feel empowered enough to make positive changes yourself.

Of course companies, like Creditfix, will be by your side on your debt help journey but you need to have the courage to take the first step. 

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Maxine McCreadie

Maxine is an experienced writer, specialising in personal insolvency. With a wealth of experience in the finance industry, she has written extensively on the subject of Individual Voluntary Arrangements, Protected Trust Deed’s, and various other debt solutions.

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Our debt experts, and insolvency practitioners continually monitor the personal finance and debt industry, and we update our articles when new information becomes available.

Current Version

December 11 2023

Written by
Maxine McCreadie

Edited by
Maxine McCreadie