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Big Moves and Promising Transfers – John Hartson


Big Moves and Promising Transfers – John Hartson

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Hi all, it’s me again! I’ve been very busy over the last couple of weeks, but in the midst of all this chaos I’ve managed to spend a bit of quality time with the kids up at Fort William with the in-laws. In the snow, in February? I know! It’s safe to say I’m ready for some sun now.

Also, a bit of sad news, one of my dear friends and old team mates from my days at Celtic, Liam Miller passed away after his battle with cancer last week, which was very upsetting. The news brought about some poignant moments and memories for me. I was lucky enough to survive cancer at the age of 33, and Liam passed at 36, we both have young families, so it’s news that really resonated with me. All of my thoughts are with his family, and he will be sorely missed.

Over the last two weeks, I’ve managed to take some time to focus on Livingston FC. They’ve recently taken on a few new additions which can hopefully help the manager out and also the club as a whole. It’s a great time for us taking these boys on, as we make a big push towards the playoffs. It would be a great achievement for all of the lads, and the fans, so I’m keeping a close watch on this one.

I mentioned briefly in my previous blog that I’m currently halfway through organising and planning to move house, and it is one stressful process. This on top of TV, radio, charity work and trying to nail The Full Monty at the same time is a struggle, especially with it being half-term and kids leftover chicken nuggets, it is just so easy to eat!

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The stress of moving house (and my better half waving fabrics and furniture around in my face) got me thinking. So, I’ve asked the guys at Creditfix to put a few tips together below on what you should consider for a stress-free house move:

  • Clear out, before you move out – Make sure that once you have a moving date in place, you dedicate a couple of days before the big day to go through everything you own. This way you can ditch everything you don’t need and move with ease. This will save you a lot of time, effort and money.
  • Never underestimate a good bargain – A lot of people when moving house will be focussed on getting a haul of brand new furniture, but this isn’t always necessary, especially if you aren’t worried about having a sofa that’s had a few people sitting on it before. Head to online marketplaces like Gumtree and Shpock where you can pick up furniture at huge discounts, most of the time, just because the current owners can’t get them out of their house. As long as you can move the items, you’re most likely going to grab a bargain!
  • Make sure you have a float – The first month in a new house is always uncertain in terms of finances, you have new bills going out, old bills going out, and nothing is stable to start with. So, be sure that when you move you have a bit more money in your account to one side than usual. This way, all of your outgoings can settle, and you won’t be left scrimping for pennies.
  • Challenge your council tax – Since the early nineties just under half a million homes may have been placed into the wrong council tax band. It’s worth having a quick check and challenge – it could potentially save hundreds.
  • Insulate your home and your wallet – If you qualify for some benefits, you may be missing out on free loft and cavity insulation for your new home. This could cut your annual bills by a few hundred pounds. To be considered, your household income will need to be lower than £16,010, and you may have to be receiving child tax credit.

I hope all of this helps you out if you’re moving house, I know I’ll try to keep some of it in mind.

Speak to you all soon, take care!

Keep up-to-date with what I’m doing over on my Twitter – @JohnHartson10.

If you need more information about the options available to you in dealing with your debt, you can always speak confidentially with one of our friendly advisors on 0808 2085 198.

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