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With a lack of confidence and self-worth after suffering from an abusive relationship, 21-year-old Kristina felt no sense of direction and turned to spending and shopping in a bid to feel herself again. It is here where she began her downward spiral into debt.

“I finally managed to get out of my violent relationship with no sense of what to do with my life, I was in a mindset where I thought I had nothing going for me, my life was a mess. Spending helped me deal with this. In the relationship, I was only allowed to spend on essentials, treating myself was deemed ‘unnecessary’.

“I quickly became depressed; I was emotionally and physically drained. I had to be signed off work for two months to get my life back on track.

“I took out two credit cards, maxed out my overdraft and also took out a loan to fund my spending. Before I knew it, my debts were all over the place, I had people constantly phoning me, letters through my door and I couldn’t keep up with the repayments, I didn’t know what to do.”

Kristina had soon racked up over £10,000-worth of debt, with no idea of how to overcome the mounting pressure. Feeling helpless with nowhere to turn, Kristina came across Creditfix, and gave them a call to help with her debt.

“As soon as I called Creditfix they started to help me and it’s taken a great weight off my shoulders. It’s been a year and I’m the happiest I have ever been, it’s amazing what can happen if you just ask for help.” Kristina who now works as a retail supervisor and no longer worries about her finances.

“The stress has gone and I don’t have to worry, that’s the biggest relief. But, I know I will never be that person again, it has made me realise I’m stronger and life isn’t all about money.”

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