Having worked in the catering sector for over 12 years, Margaret, 33, a happily married working mother from Wishaw, was financially stable and had even accrued £5,000 in savings. Not only did she pay the bills on time with help from her husband’s income, there was still a little left over each month to buy treats for her three children.
However, after a dramatic change to her family circumstances, her financial luck took a turn for the worst.
“When my husband became seriously ill, he was diagnosed with kidney disease in 2011, and ended up on a dialysis machine. He was left unable to work, so I had no choice but to be financially responsible for our family. The money I earned didn’t cover our outgoings, including taking care of our children or the hospital visits, so £12,000 worth of debt accumulated over four years.”
The combination of borrowings from a variety of credit cards, loans, home catalogues and overdrafts meant that Margaret’s mental health was also at risk as the toil of day-to-day life was endured with anti-depressants and anxiety medication.
“I was at a real low point at home one day, but then I answered a call from Ben at Creditfix, who thankfully made me feel like I wasn’t alone. He talked me through a range of solutions for our family’s debt, and explained the whole repayment process.
“This sort of thing can happen to anyone. A single event can cause consequences I never could have dreamed off, but the arrangement has been an absolute life-saver, and has really made a difference to our financial situation. But even though there’s money advice available, I still feels it’s a taboo subject – I just hate to think that if I hadn’t answered the phone that day, we would still be in the same situation.”
Creditfix have provided an excellent service during a very stressful time. They were helpful, considerate and relieved all stress. Can’t recommend them enough if you’re struggling with debt.
Find out if we can reduce your debts
What our customers say about us
During 2016 CreditFix helped over 19,803 people with their debts
Excellent rating on Trustpilot with a score of 9.3 out of 10
Our Insolvency Practitioners have over 70 years’ combined experience