“Don’t be too proud to ask for help”
“Having five children really stretches your finances. My eldest is now 26, and my youngest is 10 – so over the years, Christmas, birthdays, and general living costs have been high.
“Our financial situation was particularly bad when my daughter had to go to hospital after fracturing her skull in a childhood accident. We had to pay for medical expenses, and I had to have time off work, which meant no pay. Eventually, I had debts of £27,000.
“I’m getting on top of my debts now after working with Creditfix. I’m still worried that I won’t be able to meet the basic needs of my family because of the cost of living crisis – but I do know what’s worked for me in the past. Firstly, don’t be too proud to ask for help to sort out your debts. Then take a good look at your outgoings and cut down on anything like TV and mobile phone packages, and budget shop wherever you can.”