Write off up to 81% of your debt
- Completely write off up to 81% of your unaffordable debts*
- Instantly stop interest and charges from accumulating
- Consolidate all your bills into one affordable monthly payment
- Stop all collection calls, bailiffs and creditor harassment
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Welcome to Creditfix
We work with some of the UK's leading debt partners, and can offer you a debt solution to help you write off your unaffordable debt
Write off up to 81%* of your total debt
Become debt free in up to 5 years
Minimise or stop collection calls
Consolidate bills into one low payment
How does it work
We can help write off unaffordable debt through an IVA. An IVA is an agreement between you and your unsecured creditors, which allows you to repay only what you can reasonably afford over a fixed period of time.
- In an IVA, a single, affordable monthly payment is agreed upon. This is then divided between the unsecured creditors included within the arrangement.
- These payments are usually made for five years.
- At the end of an IVA, the balance of any debts included within the IVA is written off, and during its course, all interest and fees are frozen.
Just think, no more:
- Nasty phone calls from creditors
- Borrowing money from friends and family
- Payday loans you have to keep rolling over
- Dreading bills because you know you can't pay
- Running out of money within days of being paid
- Having your cards declined at the till
- Paying hefty charges for being a few pence overdrawn
- Pretending everything is ok when it's not!
What our customers are saying.
We’re committed to offering straight-forward and professional advice and customer feedback is vital to helping people just like you.
Example of How We Can Help
See how a IVA could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.
* The debt write off amount for each customer differs depending upon their individual financial circumstances and debt level. Any write off is also subject to approval from creditors.
Write off most types of debt, including...
*An Individual Voluntary Arrangement (‘IVA’) is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Monthly IVA payments include fees and may differ to the example provided, based on the assessment made of your own personal circumstances – these fees will be clearly explained to you in writing by your IVA company. Debt write off amounts are subject to creditor acceptance and vary by individual customer based on their own financial circumstances, and are applied upon successful IVA completion. Substantiation example, Someone owes £60,000, they pay £100 over 60 months which equals £6000, write off amount would be £54,000 which is 90% of total debt level.
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